Retirement savers are often discouraged by the large number they get from retirement savings calculators and financial advisers. Let's say you need $2,500 per month to live comfortably in retirement. You will need to have $1.5 million in your retirement portfolio to produce this monthly income using a "safe" 4 percent annual withdrawal rate that is likely to allow your savings to last for 30 years.
Over a million dollars is already an inconceivable number for most of us to grasp fully, and our monthly expenses will probably be more than $2,500. The higher your monthly expenses, the bigger the retirement fund you need to have. This big retirement goal discourages most regular people so much that they just ignore retirement investing.
How to vote
Vote-by-mail ballot request deadline: Varies by state
For the Nov 3 election: States are making it easier for citizens to vote absentee by mail this year due to the coronavirus. Each state has its own rules for mail-in absentee voting. Visit your state election office website to find out if you can vote by mail.Get more informationTrack ballot status
In-person early voting dates: Varies by state
Sometimes circumstances make it hard or impossible for you to vote on Election Day. But your state may let you vote during a designated early voting period. You don't need an excuse to vote early. Visit your state election office website to find out whether they offer early voting.My Election Office
General Election: Nov 3, 2020
Polling hours on Election Day: Varies by state/localityMy Polling Place