It's not a myth! Every student loan borrower has to repay their debt, even if they are unable to find a job after graduating or didn't graduate at all. However, some repayment options can lead to your federal student loans being forgiven, canceled, or discharged.

There's no way to make 120 payments in less than 10 years, even if you try to double up on the monthly amount. Since the program was enacted in 2007, the Department of Education will not begin accepting applications until 2017.

With so many low-income Americans struggling to find jobs, keep their homes, and supply basic needs for their families, the need for public interest lawyers has never been greater. These attorneys play a vital role in ensuring equality within the justice system in America

There is a little known federal program, Public Service Loan Forgiveness (PSLF), which entirely forgives the indebtedness of a lawyer who elects to work in public service, rather than at a law firm or in-house at a corporation.