Credit bureau
Credit Karma started trending on Twitter when users realized their free credit scores aren't what lenders actually see.
Step 1: Talk to your lender ASAP.
An error by one student loan servicer caused borrowers' credit scores to drop.
The hackers stole the names, Social Security numbers and other personal information of tens of millions of Americans from the credit reporting agency's database.
WHAT'S HAPPENING
You could piggyback on someone else's good credit instead.
The new credit score from FICO will consider your banking activity, too.
One is your history and the other is your grade. But that's just the beginning.